Financing

You have financing choices at Granite Furniture Company!

We offer 12-months deferred interest on approved credit through Wells Fargo Bank. That means no interest if paid in full with regular monthly payments! (If purchase balance is not paid in full within the special terms promotional period, interest will be charged to the account from the purchase date at the regular APR for  Purchases.) The application is short and the process is quick. (Be sure to bring your federal or state issued identification at time of application).

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Our financing plans also offer NO-Credit-Needed options that may be tailored to fit your needs. This kind of transaction is a lease-purchase agreement, and some programs will actually help you build good credit.

Approval is based on income and at least 6 months on the job, and there is no application fee. (However, an initial payment is required at the time of signing–in some instances a credit card is required for the initial payment only).  All subsequent payments must be electronically deducted from your checking account.

When you apply, you’ll need to show your driver license.  You’ll need to provide your bank name and checking account number.  (The lease company may require a pay-stub as proof of your income along with a voided check and 2-3 monthly statements as proof of your active checking account.)

We are happy to provide more details upon request.  Stop by, or call us at (801) 566-4444.

 

Layaway

We also offer layaway plans with no fees at all and a down payment that fits your needs. You may layaway your furniture for as long as you need with payments that fit your budget.